EASSY WAY TO STOP SMOKKING...

Some people say there is no easy way to stop smoking. Yet people who have successfully quit will often tell you that it was easy, when they look back. Often, they tried many times before and failed - they went back to smoking after a few days, weeks, or months. But that one time, they stopped without much trouble, and never started again. So what made it easy that time?...
Most smokers want to stop and if there was a magic method or supplement that worked for everybody, there would probably only be a couple of smokers left in the world. So it's pretty clear that whatever methods may be suggested, they do not work for all of the people who try them, every time.
Finding the easy way is often just a matter of doing it at the right time. This means that instead of deciding you will quit tomorrow, or next week, or on January 1st, you should act any time when you feel a strong desire to quit.
This moment may come when you are sick, when your kid says something to you that makes you feel ashamed, or just one day for no apparent reason. It might be right now. It will not just be a vague wish that you didn't smoke, but something stronger, a real emotional motive.

For most people that is what makes it easy one time when it never was before: they simply did it at the right moment. You have probably had these times in the past and ignored them. This time, do not push this moment away and try to forget it, but act on it. When it comes, stop right now.

Your motivation may still go up and down but you can be sure that you can make it through. You need to keep on thinking positively. Remind yourself how great it is to be a non-smoker. After a few days, you will find it is easier to sit through a long movie or plane journey without getting anxious and wishing for the end so that you could smoke. Be aware of how much more enjoyable your life is getting, and remind yourself of it often.

People who use aids like nicotine replacement, hypnosis, or any kind of therapy or support group usually do better than those who do not. It may be that their willingness to spend money on these things is a sign of higher commitment. These things can help you to keep your motivation high.

Most people have activities that remind them of smoking. Go ahead and avoid these activities for a couple of weeks if it helps. It is a good idea to give up alcohol temporarily, not only because you probably associate it with smoking, but because your motivation will be much lower when you have had a couple of drinks. You may also need to avoid certain places or even certain friends.

At the same time, you should not stay home alone with nothing to do. Quitting smoking can be a little like losing a friend: you will grieve, and you need to try to occupy your mind, your hands and your time. Take up a hobby that involves using your hands, such as woodworking or quilting, or make a list of things that need fixing around the house and do them one by one.

Drinking a small glass of water every time you have a craving is a great way to avoid overeating. Or simply notice how quickly a craving disappears. You may be surprised. Even if you do nothing to satisfy it, the strongest craving will vanish within 90 seconds. Sure it comes back, but 90 seconds is not long to hold out each time.

If you have a lot of anger coming out and you are taking it out on your friends and family, do not use that as an excuse to give up your resolve. Your irritability is only temporary. It may seem that your friends would be better off if you started smoking again, but that is not true. They are way better off without you blowing smoke into the air that they breathe.

In the end, the easy way to stop smoking is any way that works for you - when you do it at the right time.

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HOW TO MAKE MONEY

There’s hundreds of ways for someone to make money. Blaming the government for not being provided with a job is a poor excuse for your failure. If you choose to stay average, earn enough income to get on by "okay", then I suggest you stay within the boundaries the majority has set for themselves. But if you’re interested in making money in amounts that’ll allow you to live your life without a single financial problem, and in comfort & style, then listen to what I have to tell you. As I’ve said earlier, there are plenty of ways for you to make money, but the question is: "how much will they get you?" – enough, that is if you think 15 bucks an hour is sufficient...
To earn more than that, it’s best you think beyond what’s "presented". So what if I told you that making 100 bucks an hour without busting your chops is possible? You’d probably tell me that you already knew that, naturally. Now I ask you this: why are you still stuck with your day job and not doing anything to reach that kinda buying power? Well the reason behind that is probably you don’t know the correct methods to get you there. Despite the doubt running at the back of your mind, I’m going to share with you the "key" to establishing a ludicrous income, which is leverage.
What you need to do here is multiply your efforts through the use of other people, that way you won’t need to work hard, yet enjoy an abundance of cash. Let’s take an example for better understanding: you’re boss sits in his office, coming and going as he pleases. You and the rest of the staff work hard, to receive the minimum wage, as set by the boss. The job you carry out for the sucker makes him more dough while he practically does nothing (much) – see? He’s exerting minimal effort, while you guys break your backs for him. He rakes in all the cash, and feeds you the leftover crumbs.
That’s how the law of leverage works – he’s multiplying his "efforts" through you chumps. There’s nothing that complicated here; to do the same as the boss did, you just need an open mind and a little creativity. Here’s one way where you can "manipulate" others to get rich: virtual consulting. You you've got to have specialist information though, which you share with the market via email. Doing this can gets you substantial cash; the next thing you have to do is train people to do the same. Law of leverage does its magic (multiplying the efforts through your minions), makes you more money, while you sit back and relax.
Because you’ve been such a good reader, I’ll share another method to where you can pull the strings of others: automate your income. You need to come up with a system where you’ll get other individuals to create multiple steams of income, which is of course directed to you. There are a lot of wealth building programs that can help you make money. The riches made here aren’t going to happen overnight – it’ll still take time and some effort to get everything set up. But when things to take off, it’ll run smooth and independently, granting you the financial freedom you deserve.

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Why Wealth Management Is Not a Child's Play ?

Most people have a wealth manager, and don't know who it is. It's their friendly neighborhood banker. Or rather, they are clients of a wealth manager. They deposit funds, the bank pays them interest, and gives them access to and security for their funds...
Going up from the basic savings account, there are certificates of deposit (which pay a higher rate of interest for inaccessibility), money market funds and mutual funds. As bank customers (and hopefully, readers like you) accumulate more money, proactive wealth management begins to make more sense. Unfortunately, it's a discipline that tends to get short shrift in the common press.
There's an adage in financial services – the best way to make a small fortune is to start with a larger one, and most inherited fortunes tend to be winnowed down to nothing in side of four generations, going by historical trends. Bucking this trend and the aforementioned saying is one of the reasons why wealth management is an important service, especially in the current economic times.
The fundamental precept of wealth management is that professional money managers can look after asset allocation and diversification more readily than an individual can. While there are notable exceptions (Warren Buffett comes to mind), the vast majority of people who have enough wealth to manage are better off hiring someone else to look after things for them.
A lot of the first time clients for wealth management firms are people who have either inherited money, or gotten a medical settlement or a trust fund. Other examples are customers who have started a business that grew explosively, or who have signed a large professional contract for the first time in their life; rookies in the NBA or NFL are some of the archetypal clients of a wealth management company.
Wealth management focuses on wealth preservation rather than trying to gamble with existing funds to get double digit growth rates. They aim for diversified portfolios, and tactical asset allocations (moving things from equities and bonds and vice versa), and try to provide a sufficient income off of the assets to keep their client from dipping into the initial capital reserves.
While wealth management conjures up images of millionaires, it's not always the ultra rich who need (or benefit the most) from these services. Anyone who owns their own business can probably benefit from this type of service; your talents are better focused on running your business and growing it, meeting the needs of your customers and clients. The minutia of bond and asset allocation is something you can farm out to a professional, and likely should.
Other places where wealth management companies can come in handy include setting up college tuition funds and sheltering money from taxation, or setting up trust funds for your children. Basically, anything where you want to establish rational and economic supervision of funds is a candidate for good wealth management practices.
When looking into wealth management services, always look at your short term, medium term and long term objectives. Your livelihood is going to depend on them.

by Kenny Doucette

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